How do I finance a modular home?
Mortgage lenders treat modular homes the same as site-built homes and offer the same mortgage options. Modular homes are also treated the same as site-built homes when it comes to appraisals and insurance. In addition, modular homes appreciate in value at the same rate as comparable site built homes in your area.
You are welcome to obtain your own financing – Heritage Custom Builders will be happy to work with your financial institution. Also, Heritage Custom Builders can refer you to any number of local lenders that we have worked with in the past.